FDIC Law, Regulations, Related Acts[Table of Contents][Previous Page][Next Page][Search]CONSUMER PROTECTION ______________. INDEX TO COMPLIANCE REGULATIONS. CONSUMER PROTECTION ______________.
TABLE OF CONTENTS. CONSUMER CREDIT PROTECTION ACT. Title I—Consumer Credit Cost Disclosure. CHAPTER 1—GENERAL PROVISIONS. Short title SEC. 1.
Congressional findings and declaration of purpose. SEC. 1. 03. Definitions and rules of construction SEC. Exempted transactions SEC.
Disclosure guidelines. SEC. 1. 06. Determination of finance charge SEC. Determination of annual percentage rate SEC.
![Bank Holding Company Act Manual Bank Holding Company Act Manual](http://www.sec.gov/Archives/edgar/data/854560/000092708915000558/slide26.jpg)
![Bank Holding Company Act Manual Bank Holding Company Act Manual](http://www.danspapers.com/wp-content/uploads/2015/06/HamptonsSubmarineMainWEB.jpg)
Administrative enforcement SEC. Views of other agencies SEC. Effect on other laws SEC. Criminal liability for willful and knowing violation SEC. Effect on governmental agencies SEC. Reports by Board and Attorney General SEC.
Board review of consumer credit plans and regulations. CHAPTER 2—CREDIT TRANSACTIONS. General requirement of disclosure SEC. Form of disclosure; additional information SEC. Exemption for State- regulated transactions SEC. Effect of subsequent occurrence SEC.
Right of rescission as to certain transactions SEC. Open end consumer credit plans SEC. A. Disclosure requirements for open end consumer credit plans secured by. SEC. 1. 28. Consumer credit not under open end credit plans SEC.
A. Reset of hybrid adjustable rate mortgages SEC. Requirements for certain mortgages. Duty of servicers of residential mortgages.
SEC. 1. 29. B. Residential mortgage loan origination SEC. C. Minimum standards for residential mortgage loans SEC. D. Escrow or impound accounts relating to certain consumer credit. SEC. 1. 29. E. Appraisal independence requirements SEC. F. Requirements for prompt crediting of home loan payments SEC.
Risk Management Manual of Examination Policies. FDIC Law, Regulations, Related Acts. Sec. 101 Amendments to the Bank Holding Company Act of 1956. Bank Holding Company Supervision Manual. Holding Companies to Act as Sources of. Appraiser Course Objectives and Outline. 12 months. 1 Bank Holding Company. 12 U.S. Code Chapter 17 - BANK HOLDING COMPANIES. US Code; prev | next § 1841 - Definitions § 1842 - Acquisition of bank shares or assets. Securities holding.
A User’s Guide to The Volcker Rule February 2014 | 14. 2 Table of Contents. Bank Holding Company Act of 1956, as amended (“BHC Act”).1 The Volcker Rule. Bank Holding Company Supervision Manual. Updated semiannually, last update: July 2015. Bank Secrecy Act/Anti-Money Laundering Examination Manual. BANK HOLDING COMPANY ACT SEC. 4. (k). a bank holding company may engage in outside of the United States; and (ii) the Board has determined. Bank Holding Company Compliance Manual Bank Holding. Bank Holding Company Supervision Manual updated The. 13 of the Bank Holding Company Act. Bank Holding Company Supervision Manual Division of Banking Supervision and Regulation. Risk Management Manual of Examination Policies. Section TOC | Manual Home. the GLBA amended the Banking Act of 1933, the Bank Holding Company Act of 1956.
G. Requests for payoff amounts of home loan SEC. H. Property appraisal requirements SEC. Civil liability SEC. Liability of assignees SEC. Issuance of credit cards SEC. Liability of holder of credit card SEC. Fraudulent use of credit card; penalties SEC.
Business credit cards; limits on liability of employees SEC. Dissemination of annual percentage rates; implementation, etc. Home equity plans SEC.
Reverse mortgages SEC. Certain limitations on liability SEC. Preventing unfair and deceptive private educational lending practices. Eliminating conflicts of interest SEC. A. Procedure for timely settlement of estates of decedent obligor. CHAPTER 3—CREDIT ADVERTISING. Catalogs and multiple- page advertisements SEC.
Advertising of downpayments and installments SEC. Advertising of open end credit plans SEC. Advertising of credit other than open end plans SEC. Nonliability of media SEC.
Use of annual percentage rate in oral disclosures SEC. Advertising of open end consumer credit plans secured by consumer's. SEC. 1. 48. Interest rate reduction on open end consumer credit plans SEC. Reasonable penalty fees on open end consumer credit plans SEC. Consideration of ability to repay. CHAPTER 4—CREDIT BILLING.
Correction of billing errors SEC. Regulation of credit reports SEC. Timing of payments. SEC. 1. 64. Prompt crediting of payments SEC. Treatment of credit balances SEC. Prompt notification of returns SEC.
Inducements to cardholders by sellers of cash discounts for payments by. SEC. 1. 68. Prohibition of tie- in services SEC. Offset of cardholder's indebtness by issuer of credit card with funds. State. law not affected.
SEC. 1. 70. Assertion by cardholder against card issuer of claims and defenses. SEC. 1. 71. Limits on interest rate, fee and finance charge increases applicable to. SEC. 1. 72. Additional limits on interest rate increases SEC.
Applicability of State laws. CHAPTER 5—CONSUMER LEASES.
Definitions SEC. 1. Consumer lease disclosures SEC. Lessee's liability on expiration or termination of lease SEC. Consumer lease advertising; liability of advertising media SEC.
Civil liability of lessors. SEC. 1. 86. Applicability of State laws; exemptions by Bureau from leasing.
SEC. 1. 87. Title II—Extortionate Credit Transactions. Findings and purpose SEC. Amendments to title 1. United States Code. CHAPTER 4. 2—EXTORTIONATE CREDIT TRANSACTIONS. Definitions and rules of construction Sec.
Making extortionate extensions of credit Sec. Financing extortionate extensions of credit Sec. Collection of extensions of credit by extortionate means Sec. Effect on State laws. Title III—Restriction on Garnishment.
Congressional findings and declaration of purpose. SEC. 3. 02. Definitions SEC. Restriction on garnishment SEC. Restriction on discharge from employment by reason of garnishment SEC. Exemption for State- regulated garnishments SEC.
Enforcement by Secretary of Labor SEC. Effect on State laws.
Title IV—National Commission on Consumer Finance. Establishment SEC. Membership of the Commission SEC. Compensation of members SEC. Duties of the Commission SEC. Powers of the Commission SEC. Administrative arrangements SEC.
Authorization of appropriations. Title V—General Provisions. Title VI—Consumer Credit Reporting. Title VII—Equal Credit Opportunity. Title VIII—Debt Collection Practices.
Title IX—Electronic Fund Transfers. CIVIL RIGHTS ACT OF 1. TITLE VIII (FAIR HOUSING). Short title. SEC.
Policy. SEC. 8. 02. Definitions. SEC. Effective dates of certain prohibitions. SEC. 8. 04. Discrimination in the sale or rental of housing and other prohibited. SEC. 8. 05. Discrimination in residential real estate- related transactions.
SEC. 8. 06. Discrimination in the provision of brokerage services. SEC. 8. 07. Religious organization or private club exemption. SEC. 8. 08. Administration. SEC. 8. 08a. Collection of certain data.
SEC. 8. 09. Education and conciliation. SEC. 8. 10. Administrative enforcement; preliminary matters. SEC. 8. 11. Subpoenas; giving of evidence. SEC. 8. 12. Enforcement by secretary.
SEC. 8. 13. Enforcement by private persons. SEC. 8. 14. Enforcement by the Attorney General. SEC. 8. 14a. Incentives for self- testing and self- correction SEC. Rules to implement title. SEC. 8. 16. Effect on state laws.
SEC. 8. 17. Cooperation with state and local agencies administering fair housing. Federal Register. SEC. 8. 18. Interference, coercion, or intimidation. SEC. 8. 19. Authorization of Appropriations. SEC. 8. 20. Separability SEC. Violations; penalties.
HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1. TITLE VIII. (COMMUNITY REINVESTMENT). Short title. SEC. Requirements of financial institutions. SEC. 8. 03. Definitions.
SEC. 8. 04. Examinations by Federal supervisory agencies. SEC. 8. 05. Annual report to Congress. SEC. 8. 06. Regulations implementing the Act.
SEC. 8. 07. Written evaluations. SEC. 8. 08. Operation of branch facilities by minorities and women. SEC. 8. 09. Small bank regulatory relief. COMPETITIVE EQUALITY BANKING ACT OF 1. TITLE XII—MISCELLANEOUS PROVISIONS. Adjustable rate mortgage caps. FINANCIAL INSTITUTIONS REGULATORY AND INTEREST RATE CONTROL.
Title XI—Right to Financial Privacy. SUBPART B—DETERMINATIONS AND INTERPRETATIONS. Maximum part of aggregate disposable earnings subject to garnishment. SEC. 8. 70. 1. 1. Exceptions to the restrictions provided by section 3. CCPA. and priorities among garnishments.
SUBPART C—EXEMPTIONS FOR STATE- REGULATED. General provision SEC. Exemption policy SEC. Application for exemption of State- regulated garnishments SEC. Action upon an application for exemption SEC. Standards governing the granting of an application for exemption SEC.
Terms and conditions of every exemption SEC. Termination of exemption SEC. Exemptions Federal Trade Commission. Trade Regulation Rule Concerning the Preservation of Consumers, Claims. HOME MORTGAGE DISCLOSURE ACT OF 1. Short title. SEC. Congressional findings and declaration of purpose.
SEC. 3. 03. Definitions. SEC. 3. 04. Maintenance of records and public disclosure. SEC. 3. 05. Enforcement. SEC. 3. 06. Relation to State laws.
SEC. 3. 07. Compliance improvement methods. SEC. 3. 08. Report. SEC. 3. 09. Effective date. SEC. 3. 10. Compilation of aggregate data. SEC. 3. 11. Disclosure by the Secretary; commencement, scope, etc.
COMPETITIVE EQUALITY BANKING ACT OF 1. TITLE I—FINANCIAL INSTITUTIONS COMPETITIVE EQUALITY. Amendments to the Bank Holding Company Act of 1. TITLE II—MORATORIUM ON CERTAIN NONBANKING ACTIVITIES.
Moratorium on certain nonbanking activities. Sec. 2. 02. Authority of federal banking agencies. FEDERAL DEPOSIT INSURANCE CORPORATION IMPROVEMENT ACT OF. Title II—Regulatory Improvement. SUBTITLE F—TRUTH IN SAVINGS. Short Title. SEC.
Findings and Purpose(a). Purpose. SEC. 2. 63. Disclosure of Interest Rates and Terms of Accounts. In general(b). Broadcast and electronic media and outdoor advertising exception(c). Disclosure required for on- premise displays(d). Misleading description of free or no- cost accounts prohibited(e).
Misleading or inaccurate advertisements, etc., prohibited. SEC. 2. 64. Account Schedule. In general(b). Information on fees and changes(c). Information on interest rates(d). Other information(e). Style and format. SEC. 2. 65. Disclosure Requirements for Certain Accounts.
SEC. 2. 66. Distribution of Schedules. In general(b). Distribution in case of certain initial deposits(c). Distribution of notice of certain changes(d). Distribution in case of accounts established by more than 1 individual.
Notice to account holders as of the effective date of regulations. SEC. 2. 67. Payment of Interest. Calculated on full amount of principal(b). No particular method of compounding interest required(c). Date by which interest must accrue.
SEC. 2. 68. Periodic Statements. SEC. 2. 69. In general(b). Model forms and clauses. SEC. 2. 70. Administrative Enforcement. In general(b). Additional enforcement powers(c). Regulations by agencies other than the Board. SEC. 2. 71. Credit Unions (a).
In general(b). Regulations prescribed by the NCUASEC. Effect on State Law. SEC. 2. 74. RIEGLE- NEAL INTERSTATE BANKING AND BRANCHING EFFICIENCY.
Short title; table of contents. SEC. 1. 07. Equalizing competitive opportunities for United States and foreign. Prohibition against deposit production offices. SEC. 1. 11. Restatement of existing law. SEC. 1. 12. GAO report on data collection under interstate branching. SEC. 2. 10. Study and report on the United States financial services system.